Menu of Available Services

Jonathan P. Cormier, EA and Leonard D. Rea, EA, CFP® (Enrolled Agent, Certified Financial Planner™),
serving individuals and businesses in the Massachusetts area since 1986.

With over 40 years of combined experience in taxation and financial planning, our team has been providing comprehensive financial services (retirement, investment, estate planning), as well as a full range of business and individual tax planning and preparation throughout the Sturbridge, Worcester, Southbridge, and Central Massachusetts area.

Tax and Accounting:

 see my Tax Services and Small Business Services pages for full details.

  • Individual and Business Tax Preparation
  • Electronic Filing
  • Payroll Services and Reporting
  • Accounting & Bookkeeping
  • Tax Planning and Consulting
  • Tax Reduction Strategies
  • Quickbooks® (Intuit Inc.) software set up and training
  • Accounting software selection

Financial Services:

see my Financial Services page for details

  • Cash Management and Budgeting
  • Risk Management and Insurance
  • Income Tax Planning
  • Education Planning
  • Retirement Planning
  • Business Clients: Pension Plan and Profit Sharing Plans
  • Estate Planning

Insurance:

  • Fixed Annuities
  • Life Insurance
  • Disability Insurance
  • Long Term Care Insurance

Planning Services:

  • Retirement Planning
  • College Planning
  • Tax Reduction Strategies
  • Cash Flow Analysis
  • Insurance Analysis

Other Services:

You may encounter situations where you might need advice and are encouraged to call our office during the year. In most cases there is no charge for these services for our clients:

  • Change or leave a job – begin collecting unemployment
  • Before receiving a distribution from a 401K, IRA or pension plan
  • Buy or sell a house or rental property
  • Receive an inheritance
  • Sell or redeem more than $2,000 in stocks, bonds or mutual funds
  • Start, sell or close a small business
  • Giving or receiving a gift over $11,000
  • Retire or start receiving Social Security
  • Anytime your investment time horizon changes
  • Have a new child
  • Have a change in your marital status
  • Receive a notice the IRS or State Dept. of Revenue
  • Any situation where you just want to talk, or get a second opinion